Keeping a Seizure History or Diary

If you are filing a claim for Social Security Disability benefits based on a Seizure Disorder, the main question that arises when analyzing the claim is the frequency of seizures occurring. Some claimants will go to the Emergency Room for certain seizures, but not for every seizure that occurs. Therefore, medical records do not always tell the complete story. One thing that you can do for yourself that may have a positive impact on your claim is by keeping a seizure diary. Make sure to document the dates and times that you experienced a seizure, if the seizure was witnessed by another person, if you lost consciousness, how long the seizure lasted for, and how you felt after experiencing the seizure. Also, be sure to note how long it took for you to “recover” from the seizure (such as having to lie down and sleep for two hours). The more thorough your entries are, the more helpful your seizure diary can be. Seizure diaries, in addition to your medical records, can help clarify how often you are experiencing seizures, how often the seizures last for, and how you have felt after you experience a seizure. This can be helpful information not only for yourself, but your attorney, and ultimately an Administrative Law Judge that is deciding your case.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Why is a Medical Expert at my Hearing?

There is a possibility that a medical expert will be present at your hearing. This medical expert is present as a neutral expert, and will be assisting in helping the Administrative Law Judge understand the medical diagnosis and conditions outlined in your medical records. This will be a doctor that has not examined you before, and will be basing their opinions solely on the review of your medical records. This is why it is important to notify your attorney of all medical clinics and hospital visits you have had in the relevant time period at question, so that your medical records are up to date for the medical expert to review.

The medical expert will be providing testimony whether in their opinion your conditions either meet or equal Social Security’s medical criteria (“The Listings of Impairments”) for being found disabled. If the medical expert finds that you do not necessarily meet or equal a listing, the expert will identify any functional limitations that they deem necessary in a work-setting based on their review of the medical records. At the hearing your attorney will have the opportunity to cross-examine the medical expert to further determine work-related limitations.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Social Security Benefits cut off for Nazi Holocaust Perpetrators

In October 2014, Congresswoman Carolyn B. Maloney (D-NY) and Congressman Leonard Lance (R-NJ) announced their support of a bill to terminate the Social Security benefits along with any other federal benefits of Nazi war criminals. The No Social Security for Nazis Act was introduced to Congress by Congressman Sam Jonson (R-TX), in mid-November. It was passed by the House of Representatives December 2, 2014 and the Senate on December 4, 2014, unanimously by both. The President signed it into law December 18, 2014.

The Act closes a loophole allowing Nazi Holocaust perpetrators to collect millions in Social Security benefits. The loophole existed because rather than going through formal deportation proceedings which would cut off federal benefits, they voluntarily renounced their citizenship in a settlement with the Attorney General related to participating in Nazi persecution. Before this act, US law mandated a “final order of deportation” before federal benefits were terminated.

According to the Associated Press, since 1979, 38 of 66 suspects removed from the United States kept their Social Security benefits. While the Justice Department denies using the tactic to expel Nazi perpetrators from the US, the AP reported that it was likely used that way. The perpetrators benefits would continue if they signed a settlement agreement with the Justice Department or fled before deportation proceeding were completed. They would be expelled quickly to a country that could prosecute them for their crimes. https://goo.gl/xEFB3F

The Act also, ensures that Nazi war criminals cannot receive spousal benefits, due to a marriage to a Social Security beneficiary. A spouse may receive benefits, even if he or she has not worked, if the person is at least 62 years of age and you are receiving or are eligible for retirement or disability benefits. https://goo.gl/Sa3CBp

The Attorney General must certify to the Ways and Means Committee and the Finance Committee of Congress that Social Security has been notified of all those that this criteria. The Commissioner of Social Security Administration must certify to the Ways and Means and Finance Committees that benefits were terminated. You can see the full Act here: https://goo.gl/cC5RbS

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Social Security Disability and Cystic Fibrosis

Recently, I represented a 10-year-old girl diagnosed with cystic fibrosis. According to the Mayo Clinic, cystic fibrosis is a “life-threatening disorder that causes severe damage to the lungs and digestive system…it affects the cells that produce the mucus, sweat, and digestive juices.”1 My client battled with breathing, producing phlegm, maintaining her weight, and staying healthy among other symptoms. In addition, she requires numerous daily breathing treatments that take her out of the classroom and away from her studies. Her condition and symptoms could result in her being found disabled.

In my client’s claim, and in all claims, Social Security will look at the medical evidence to determine the impairments and the severity of the impairments. There are three arguments that could be made for my client: one, she meet’s listing 103.04 (Cystic Fibrosis Listing), which is that she meets the very specific criteria to be approved; two, that is she is markedly impaired under at least two of six domains; or three, she is extremely impaired in one domain.

Since my client’s medical evidence did not support the required evidence of a listing, we argued that she marked in two domains. Specifically, we argued she was marked in domains two: attending and completing tasks and six: health and physical well-being. In domain two, the child is out of the classroom three times a day receiving breathing treatments. In addition, whenever she has an breathing attack and required further treatment she again is outside the classroom; this occurs at least one or two more times a week. The client is unable to participate in any physical activities and is not learning in those settings. She is continually falling behind in her school work due to nurse visits, not being able to participate, and absences. In domain six, this child had numerous visits to the school nurse, she has been to the emergency room countless times, had pneumonia in the last six months and in the period of her filing date had three hospitalizations. The doctors were concerned with her ability to thrive and grow. The medical records did strongly reflect this child’s struggle with her health.

Due to the severity cystic fibrosis has on a child’s life, seeking disability is warranted.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Social Security Consultative Examinations. What is the Purpose?

When you filed a claim for Social Security Disability did you think that you might have to see one of Social Security’s doctors? Well many people have asked just that question and have been surprised by the array of answers that have come from this simple question. I will address the reasons that you might be asked to go to a consultative exam. Just a side note, Social Security Consultative exams (CE) come in two flavors. The physical CE and the psychological CE.

Some people have asked, why they would need to see a Social Security doctor if Social Security already has their medical records. Does that mean that they do not believe my doctor? Usually if they have asked you to go to a physical consultative exam, it is more than likely that they needed further medical assistance in making a decision on your claim. It could be that the medical records were not clear enough to make a decision. You can help here! By letting your doctor know at each visit what is still ailing you. Along with what has gotten better or worse pertaining to your disabilities. Like painting a picture of your disability, if you will. It is not that Social Security does not believe your doctor, it has more to do with the medical records they received from your doctor not being a clear picture of the disability you have claimed.

Another question that arises often when it comes to Consultative Exams is why a claimant might be asked to go to a Psychological CE when the disabilities they are claiming are all physical? Some of the reasons that Social Security psychological CE may be requested of the claimant are if one of the medications you are currently taking is usually prescribed for a psychological ailment. Or if you have memory issues, have suffered a traumatic brain injury (TBI), or if there is mention in your medical records that you suffer from anxiety. This is not a complete list of reasons for a psychological exam to be requested of you but, you can get an idea of why it might happen to you.

If you have wondered if you must to go to this exam and if so, who is paying for it? The answer to the first part is that it is in your best interest to go to the exams that Social Security requests you to attend and if Social Security has requested that you go, then they will be picking up the tab for the exam. It should also be noted that, just because you have gone an exam that Social Security requested you still need to continue treatment with your own doctors throughout the Social Security process. The Social Security doctors are for further clarification of your disabilities. Where your doctor’s are for continuous treatment of those disabilities.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Psychogenic Non-epileptic Seizures (PNES) or Psuedo-seizures

Often times, patients or clients are misdiagnosed with seizures, when really they are experiencing manifestations of psychological distress. Epileptic seizures are caused by abnormal brain electrical charges. The PNES attacks look a lot like epileptic seizures. Patients suffering from PNES attacks may experience seizure like activity:

* Convulsions

* Falling

* Shaking

* Temporary loss of attention

* Staring

Physicians often become suspect of the possible misdiagnosis when frequency, duration, triggers, and movements are unusual in comparison to the neurological examinations. It is important to note that EEGs (electroencephalograms) are helpful in diagnosing epilepsy but they often come back normal even in patients with proven epilepsy. The most reliable way to test for PNES is to do an EEG with video monitoring. Through analysis of the video and EEG recording, analysis can be made with near certainty.

PNES or pseudo-seizures are a type of Somatoform Disorder called Conversion Disorder. After patients are diagnosed, they should be referred to a psychiatrist for continuing care. PNES is treatable and should not be concerned about the stigma that comes with mental illness.

The most important thing with anyone applying for Social Security Benefits with this (or any) condition is well documented treatment. If you are not sure if you suffer from PNES or physical epilepsy, continue to treat for epilepsy but seek help from a mental health professional. Talk to your doctor about your concerns. Document any seizure like activity in a seizure diary. Track when the episodes happen, how often, and what symptoms or activities occur in this diary. Treating with specialists, using a seizure diary, and following any recommended treatment plans by your doctors, are all important steps in proving your disability claim.

We can help you with these questions and more. Please contact us at Hoglund, Chwialkowski, and Mrozik law office to discuss your Social Security Claim possibilities further.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Overpayments and Social Security

Social Security overpayment. How does it happen and what can you can do about it? There are things that will be your responsibility even after your claim is approved but, we will discuss that a little later. So how can you be overpaid you ask? It is true that Social Security is a Federal Agency and they have access to your employment history or earnings if you will. Well, there are other things that may play into how your income is determined by Social Security. Let’s look at one possible scenario.

You have been approved for Supplemental Security Income more commonly known as SSI. This is a needs based program. Which means that it is based on income and assets. Assets are things that you own like a car, cabin or savings bonds to name just a few. So now let’s add to that, that your family helps you out by paying your rent and utilities and you didn’t let Social Security know that. Social Security is not privy to items that you are receiving from family and/or others if you do not make them aware of them. But under Social Security rules, your family’s assistance with rent and utilities is considered a gift or as Social Security calls it an in-kind payment and looked at as unearned income and counts toward your total income when calculating your SSI payments. Your total income can only be up to a certain amount gross (meaning before taxes are taken out) to qualify for Supplemental Security Income (SSI).

Now take into account, that Social Security may only review your claim every three years or so. You guessed it, you now may have an overpayment issue with Social Security because during their claim review the fact that your family has been helping out has now come to light. Now Social Security has to refigure what you should have been getting paid and the overpayment will need to be paid back. If the amount of in-kind monies take you over the total income threshold allow by Social Security for an extended period of time, your benefit might be stopped altogether once the overpayment has been taken care of.

Remember that there are many different scenarios that might end in a person being over paid. Before you panic, first make sure that you were truly overpaid. Social Security can make errors too. Then even if you were overpaid, there are ways that you can get the overpayment waived. Social Security should be able to get you the information on how to appeal or try to get a waiver for your overpayment or here is a link that might be of assistance. https://www.socialsecurity.gov/pubs/EN-05-10098.pdf

I want to leave you with this thought. If you are receiving benefits from Social Security that are need based (SSI) you need to remember that you are responsible to let Social Security know if there are changes in monies you receive. Since they might count toward your total income and thus may cause your payment amount to change. This will help you in not being overpaid and wondering how you are going to repay the money. If you are in doubt whether Social Security needs to know about it or you just do not understand something that Social Security sends you, ask them to explain or contact an attorney to get assistance. Overpayments add up quickly and can become overwhelming to deal with along with your disability.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Why Does The Judge Care If I Have Children

The vast majority of social security disability cases are awarded or denied by the Administrative Law Judge (ALJ) reviewing and then determining if the claimant is credible. This is especially true if the medical impairments alleged by the claimant do not meet or equal the severity required by the Social Security Administration (SSA). Unfortunately, the ALJ is the first person in the social security disability process that actually meets the claimant to access their credibility and determine if the claimant is unable to work. Therefore, the average claimant waits two to three for an informal Administrative Hearing with the ALJ. As discussed above, the ALJ has to decide if he or she believes the claimant can work or not. For this reason, almost all judges at the Administrative Hearing will ask the claimant if they have children. The ALJ ask if the claimant has children for the following reasons:

• Being a stay at home parent can be difficult. Children require meal preparation and possible transportation to and from school. Additionally, younger children have to dressed, bathed, and changed. Children need to be picked up and watched throughout the day. The responsibilities of taking care of children is very similar to full-time work. The ALJ wants to understand why you cannot work. If you are taking care of your children without any help, the ALJ might think you can work.

• The ALJ will want to know what sort of help the mother or father are receiving for taking care of their children. This is especially true for single parents. So do not be surprised if the ALJ asks you this question. The ALJ is just assuming that if the mother or father cannot work then they are unable to take care of their children solely on their own. If you have friends, family members or neighbors come over to help you with your children make sure you tell the ALJ.

• The ALJ wants to know if the claimant had any children since the claimant applied for disability or since the claimant alleges they become unable to work. Again, the ALJ is trying to determine credibility and if the claimant cannot work. If the claimant states that they cannot work and then has a child in the process of applying for disability benefits it could create suspicion to the ALJ that the claimant is not credible. This is true because the average person is not going to have a child when they know that they cannot work and pay for the care of the child.

• The ALJ is also concerned with how being pregnant affects the claimant’s ability to take prescribed medications. For example, some medications cannot be taken when the mother is pregnant. However, the SSA reviews and determines if the claimant can work with proper medical treatment and when the claimant is taking all prescribed medications. Therefore, the ALJ may believe that a pregnant mother could work if she was able to take all of her medications on a regular basis.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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I suffer from Toxic Megacolon. Can I get Social Security Benefits?

As with any condition or disability, the answer is, it depends. Each condition and situation is different and so the severity, treatment, and complicating factors compared to the rules of Social Security are how your eligibility is defined.

Toxic Megacolon is a complication of inflammatory bowel disease. Inflammatory bowel disease can include ulcerative colitis or Crohn’s disease or other infections of the colon. Toxic Megacolon is different from other kinds of megacolon like pseudo-obstruction, acute colonic ileus, or congenital colonic dilation because they occur without infection or inflammation.

The best way to prevent toxic megacolon is by treating the diseases that causes the inflammation (colitis or Crohn’s). If the diseases are not treated regularly with medication and medical observation, complications may develop including dilation of the colon. You may develop abdominal pain, distention, or tenderness along with fever, rapid heart rate, or shock.

Toxic Megacolon is evaluated for Social Security Benefits under the Listings for the corresponding Inflammatory Bowel diseases which cause the complication, 5.00 Digestive System – Adult, 5.06 Inflammatory bowel disease (IBD). https://www.ssa.gov/disability/professionals/bluebook/5.00-Digestive-Adult.htm

To determine eligibility for Social Security, you must have medical documentation to support your claim. For this condition, this includes endoscopy, biopsy, medical imaging, or surgical findings which show you have had an obstruction requiring hospitalization or surgery two times in six months. The events must have been 60 days apart at a minimum. Otherwise, if you have not had surgeries or hospitalizations, two of the following within the same consecutive 6-month period:

B. Two of the following despite continuing treatment as prescribed and occurring within the same consecutive 6-month period:

  • Anemia
  • Low serum albumin
  • Clinically documented tender abdominal mass palpable on physical examination with pain or cramping not controlled by prescribed narcotic pain medications
  • Perineal disease with a draining abscess or fistula, with pain that is not completely controlled by prescribed narcotic medication
  • Involuntary weight loss of at least 10 percent from baseline
  • Need for supplemental daily enteral nutrition via a gastrostomy or daily parenteral nutrition via a central venous catheter.

Taken together this information will be used to evaluate the severity of your condition. If it is found that you meet the listing, you must also show that you meet the non-medical requirements for Social Security benefits. If you meet both the medical and non-medical requirements for Social Security, you may be eligible for benefits. For further information call our office or go to the Social Security Administration’s website at SSA.gov.

Please call our office at 855-513-4357 for a free evaluation and speak with one of our experienced Social Security Attorneys.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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I Have Decided Not to Take My Medications. How Will This Affect my Case?

It is extremely important to recognize that you may be jeopardizing your claim for Social Security Disability benefits if you choose not to take your medications as prescribed by your doctor. It is very common for benefits to be denied if medication non-compliance is noted throughout the medical records.

Many people, due to experiencing difficult side effects, may personally decide to discontinue taking certain medications. I would recommend that if you are experiencing difficult side effects, that you discuss this issue directly with your doctor. There may be a different dosage of medication that the doctor can prescribe that may help with unwanted side effects or alternative medications in general that could be prescribed. By discussing these concerns directly with your doctor, this information will be reflected in your medical records.

The most important objective evidence to prove your disability is your medical records. As long as there is documentation by your medical providers regarding switching medications or discontinuing certain medications, there is no concern. As always, communication with your medical providers is extremely important in proving your claim for Social Security Disability. If you have any questions regarding applying for Social Security Disability, please contact one of our experienced attorneys at Hoglund Law.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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How Subsidies can Help you Earn more while Applying for Disability

Social Security’s definition of disability is “ . . . the inability to do any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.” (20 C.F.R. §404.1505). Substantial gainful activity (“SGA”) essentially means full time work, which is usually defined as earning $1,070 per month, gross (or $1,800 if you are blind).
So what does this mean in layman’s terms? Essentially, if you are unable to gross more than $1,070 per month, you are disabled. Therefore, if you are working while applying for disability, you are generally not able to earn more than this amount, or you will be denied. So why do I keep using qualifying words such as “generally” and “usually?” Because there are many nuances and exceptions to this rule.
One such exception is Social Security’s Subsidy and Special Conditions allowances. Work is considered subsidized “. . . if the true value of your work, when compared with the same or similar work done by unimpaired persons, is less than the actual amount of earnings paid to you for your work.” (20 C.F.R. §404.1574). Examples of these sorts of subsidies and conditions include on the job coaches, doing work under continuous supervision, working in a sheltered or special environment, or even being paid full wages, despite doing less work than co-workers. If any of these conditions or subsidies exist, Social Security will attempt to determine the value the work a claimant performs contacting the claimant, and/or the claimant’s employer, supervisor(s), co-workers, job-coach, or anyone else who may have knowledge regarding the claimant’s work activity. If they find that the claimant’s work is subsidized, even if technically over SGA, that claimant may still be found disabled.
SGA, in general, is a complicate topic with many rules and exceptions. This is why it is a good idea to hire a lawyer to help explain all the ins and outs of how much you can work if you are applying for disability.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Who is Responsible for Obtaining Evidence for Your Hearing?

Have you ever wondered what you are going to use to prove that you are disabled?

Evidence for your disability claim is gathered at each level of your claim. The party that is responsible to collect your evidence changes as you claim moves through the Social Security Disability process.

The evidence that you use for your disability claim mostly comes from the doctors that you see for your disability by way of your medical records. Sometimes if you have a favorable doctor, an assessment form can be sent to him or her to fill out on your behalf. There are assessment forms for either mental or physical disabilities. It should be known, that some medical facilities do not allow their doctors to fill out forms. If your facility is one of these don’t worry, your disability attorney will use your medical records to prove your disability. Even with a form, your attorney needs to back up that form with medical documentation (i.e. Medical records). So see the medical records are the key to proving your disability.

As was mentioned earlier, each time your claim is denied whether it be at the initial or reconsideration levels, your evidence should be updated with any new evidence that became available since the last denial. For the initial and reconsideration levels, the Social Security Administration is the responsible party that should be retrieving any medical documentation that you have made them aware of since the last denial. If you have an attorney, keeping them up to date on the medical facilities you are going to along with proper addresses and phone numbers for them, will make getting the information to Social Security much more efficient. Social Security will send out the request for information based on what you and/or your attorney gives them but, might not follow up if information is not correct.

So it is in your best interest to have proper addresses and phone numbers for the places that you get treatment for your disabilities. I always suggest that the client gets a business card from the places that they treat and to put the first treatment date on the card as well. This will give them a timeline to use throughout the Social Security process. When you reach the hearing level if you have an attorney, it becomes that attorney’s responsibility to get all new medical documentation for your claim. It is still your responsibility to keep your attorney up to date with where you are treating for your disability. If you do not have an attorney, then the gathering of medical evidence fall on you when you reach the hearing level of your claim.

So as you can see, your medical records are your main source of evidence for your Social Security Disability claim. Also that at the initial and reconsideration levels, Social Security is responsible to gather your medical evidence for you. But, once you get to the hearing level, either you or your attorney if you have one takes over the retrieval of your medical evidence. This is your claim and you are the person affected when things do not go as planned. So be an active part in your claim, by updating the treating sources as necessary with proper addresses and phone numbers so, that your medical documents can be easily gathered for review by either Social Security or your attorney. This will give you the best chance at a positive outcome to your claim.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Statutory Blindness in Disability Claims

Social Security looks at visual disorders, which are abnormalities of the eye, the optic nerve, the optic tracts, or the brain that may cause loss of acuity or visual fields. The Social Security Act defines blindness as central visual acuity of 20/200 or less in the better eye with the use of correcting lens. Social Security uses your best corrected central visual acuity for distance in the better eye when they determine if you qualify for benefits.

With regards to your visual fields, Social Security states that an eye that has a visual field limitation such that the widest diameter of the visual field subtends an angle no greater than 20 degrees is considered as having a central visual acuity of 20/200 or less.

In order for Social Security to determine you satisfy the statutory blindness, your visual field or visual acuity testing must be consistent with the other medical evidence in your record. If you do have visual acuity or visual field loss, Social Security will need documentation of the actual cause of loss.

Visual acuity is tested by looking at your optimal visual acuity attainable with the use of a corrective lens. Your best corrected central visual acuity for distance is usually measured by determining what you can see from 20 feet. In some cases, visual acuity testing may be performed using a specialized lens. Social Security will use the visual acuity measurements obtained with a specialized lens only if you have demonstrated the ability to use the specialized lens on a sustained basis.

Visual field testing is generally needed when you have a visual disorder that could result in visual field loss, such as glaucoma, retinitis pigmentosa, or optic neuropathy.

For more information, please contact one of the attorneys at Hoglund, Chwialkowski & Mrozik.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Preparing for a Social Security Disability Hearing – Medical Expert Testimony

At your Disability hearing, the Administrative Law Judge (ALJ) may request the testimony of a medical expert. A medical expert is a doctor or other medical professional who will give an impartial opinion on the case being heard. It cannot be anyone familiar with the case, or a treating doctor. For more details about the qualifications of a medical expert, see the Social Security’s operating guide. The medical expert will review relevant medical records, and be subject to questions about the various diagnoses, treatment, prognoses, and functional limitations. The ALJ will also ask whether the conditions presented meet or equal any of the Listings of Impairments, which could mean an easier path to getting your disability approved.

Your Social Security Disability attorney will have the opportunity to cross-examine the medical expert as part of your hearing. Your attorney can ask about the expert credentials, and what experience they have in cases similar to yours. They may also ask about specific symptoms and limitations, and whether your conditions may meet specific listings.

The medical expert is not a treating doctor, and they will not be asked to examine you. They only consult your medical records. They will not be consulted about your work history, and they do not have the final say in whether or not you are disabled!

In some cases, an ALJ will ask for medical expert testimony after the hearing. Usually this is elicited in written interrogatories, where the ALJ or your attorney may write questions for the expert to answer. After the interrogatories are received, the ALJ will either make a decision or schedule a supplemental hearing to get more testimony from the claimant. If new records are received after the interrogatories are provided, then the ALJ can forward the new evidence to the expert to get any additional comments.

Having a medical expert can be a great help to your case, for your attorney, and for the ALJ. They can usually help explain more complicated medical records, which can improve their understanding of your case and could lead to a favorable decision. If the expert finds your condition to meet a Listing or that the symptoms would be so severe as to affect your daily functioning, the ALJ can use the expert’s opinion and find you disabled.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Why Will There be a Vocational Expert at my Hearing?

A Vocational Expert is a neutral party that will be providing testimony regarding employment. Specifically, they will be providing information regarding the past full-time jobs that a claimant has held in the past fifteen years. The Vocational Expert will refer to the Dictionary of Occupational Titles, and clarify the skill and exertional level of each full-time job that a claimant has held. Additionally, the Administrative Law Judge will be asking certain hypothetical questions to the Vocational Expert to inquire whether jobs would be available based on certain restrictions and limitations. The Vocational Expert typically will not have any direct questions for the claimant, unless they need further clarification about job duties performed.

By hiring an experienced attorney, a claimant can be assured that any and all vocational issues are being addressed during the vocational testimony. An attorney will have the opportunity to cross-examine the expert and provide additional hypothetical questions to address medical impairments and restrictions. If you are currently unable to work due to medical impairments, please contact the firm of Hoglund, Chwialkowski & Mrozik, PLLC. We will be happy to go through an intake questionnaire over the phone to determine if we are able to help with your claim for disability.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Importance of Tracking All Relevant Medical Information

This blog post is in reference to another conversation that I had with a colleague after a hearing.  Prior to the hearing his paralegals had updated with a client what they thought was the “all inclusive” relevant medical information.  The phone call had lasted for roughly 45 minutes, and the client had assured the paralegals that they had given the attorney’s office the names of all of their clinics, hospitals, and other medical facilities that they had treated at.  The amount of sources seemed light, but the client assured her that those were the only places he had visited.

The day before the hearing the client and their attorney started talking about the treating sources and everything that was updated by the paralegal seemed to mesh.

On the day of the hearing they had the same conversation and according to the client all medical sources had been updated.

Then the testimony of the client began.  They suddenly had an epiphany and remembered 3 clinics that they had visited, including an MRI procedure!  The Administrative Law Judge was not impressed at all.  Specifically, he assumed that the attorney had not fulfilled their responsibility and threatened to file a board complaint if the updated records did not get submitted.  Thankfully the ALJ gave the attorney 30 days to get the records into his office and proceeded with the hearing.

The biggest loser on the day was not the attorney, but the client.  In a conversation afterward, the client admitted that he couldn’t remember the names of the facilities that he had treated at and assumed that this information would be have been included in his other information.  HE WAS WRONG.  Had he come clean and worked through the problem with the paralegal and/or his attorney the file would have been complete and a decision could have possibly been made in his case.  He had an ALJ with an extremely high approval rate (approximately 65%) and a tendency to want to make decisions in a “Bench Decision” format.  Now, he is stuck waiting 30 days for the Judge to make up his mind AND the possible 3-4 months it takes for a ALJ’s assistant to write a decision in the regular format.

The point of the story is this:  Clients, please keep track of all of your medical treating sources.  The more information you have about the facility, doctor’s name, tests performed, etc. the more information your attorney will request.  ALJ’s are forced to make decisions when all information (good and bad) is present.  Do yourself a favor and help your attorney do it right the first time.

-Written by an Attorney at Hoglund Law

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Fixing Overlapping Payments

Legislation to extend unemployment benefits stalls in the United States Senate. The original plan passed by House Republicans and Democrats made its way to the Senate with optimism that it would be passed as outlined. However, Majority Leader Harry Reid proposed changes to the legislation that House Republicans, at this time, do not support. The original legislation extended unemployment benefits for an additional three months and were fully paid for. Under the latest Democratic initiative, unemployment benefits would be extended ten months and most of the $18 billion cost would have been offset by extending automatic spending cuts, known as “sequestration.” Another vote on this issue is expected next week.

This battle comes amidst recent legislation introduced in June 2013 aiming to reduce overlapping benefits and protect the integrity of the Social Security Disability Insurance and Unemployment Insurance programs. United States Senators Tom Coburn (R-OK), Jeff Flake (R-AZ), Angus King (I-ME), and Joe Manchin (D-WV) introduced the Reducing Overlapping Payments Act on June 6, 2013. The bill requires the Social Security Administration to suspend Disability Insurance benefits during any month in which a recipient also collects Unemployment Insurance benefits. The bill also ensures the Social Security Administration has the necessary information to identify overlapping payments.  According to the Government Accountability Office, in fiscal year 2010 over 117,000 individuals received more than $850 million in overlapping payments.

The Social Security Disability Insurance and Unemployment Benefits Double Dip Elimination Act of 2013 (H.R. 1502) has not had any movement since its introduction.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Technical Requirements for Social Security Disability Benefits

There are many people who suffer from severe impairments that make them unable to work. However, the Social Security Administration (SSA) will not evaluate the severity of the impairment until the claimant’s technical eligibility is addressed. There are two programs that SSA pays disability benefits through, but many people do not understand the technical eligibility aspect.

Disability Insurance Benefits (DIB), also called SSDI, is based off of an individual’s work history. The SSA looks to a credit based system to determine if one qualifies for DIB. The amount of credits an individual needs will vary depending on the age of the person. An important thing to understand is that a person may be eligible under this program at one point, but that eligibility does not last forever. A claimant must have worked long enough and recent enough to qualify. An Individual will run into problems when he has long gaps in his work history or if it has been a long time since he last worked.

Supplemental Security Income (SSI) is a needs based program. The claimant can be found eligible if he never worked a day in his life, but his financial situation must show a need for the benefit. The technical requirements for eligibility vary depending on whether the claimant is married or single, but both can only have a certain amount of assets to qualify. A single person is limited to having a maximum of $2,000 in assets, where as a married person can have $3,000 in assets. Certain assets such as the home a person lives in and a vehicle are excluded from this calculation. Additionally, one applying for SSI should be aware that a spouse’s income could disqualify a claimant for SSI.

If the technical requirements are not satisfied, then it does not matter how severe an individual’s impairment is because he will not be eligible for disability benefits. To get a better understanding of these two programs, it is beneficial to meet with an experienced disability attorney.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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“But my child looks OK if you just meet him/her once”

Recently I have had a few hearings in which the Claimants suffered traumatic brain injuries (TBI) as young adults (19-25 years old).  In all three instances my clients’ had very supportive parents that provided structured, controlled living situations.  They were all allowed to participate in simple activities such as going to church, doing their own laundry, and riding with friends/relatives to medical appointments or sporting events.  They were not, however, capable of handling more stressful situations such as using public transportation on their own, going on job interviews or working, or being left alone at home for periods of time longer than their parents’ standard work day.

In all instances, the parents had the same worry about the Social Security Disability Administrative Hearing.  Since their children are able to handle conversations with people for short periods of time about superficial topics is the Administrative Law Judge going to see the “whole picture” of what the day-to-day limitations for the Claimant are?

The best answer to this question is, “It depends.”  TBI cases are most commonly analyzed under Listing 12.02.  To satisfy the “A” criteria of the listing one of the following must be met:

A. Demonstration of a loss of specific cognitive abilities or affective changes and the medically documented persistence of at least one of the following:

1. Disorientation to time and place; or

2. Memory impairment, either short-term (inability to learn new information), intermediate, or long-term (inability to remember information that was known sometime in the past); or

3. Perceptual or thinking disturbances (e.g., hallucinations, delusions); or

4. Change in personality; or

5. Disturbance in mood; or

6. Emotional lability (e.g., explosive temper outbursts, sudden crying, etc.) and impairment in impulse control; or

7. Loss of measured intellectual ability of at least 15 I.Q. points from premorbid levels or overall impairment index clearly within the severely impaired range on neuropsychological testing, e.g., Luria-Nebraska, Halstead-Reitan, etc;

To demonstrate the loss of cognitive abilities a person needs to treat with a psychiatrist on a regular and consistent basis after the traumatic incident.  The most important part of the treatment is to obtain the actual diagnosis of TBI.  The second most important is to have a support system established that can find specific instances of the above (1-6) changes and communicate them to the psychologist at every appointment.  The loss of I.Q can only be determined if there was a valid baseline score established by prior I.Q. test, which in most instances is rare.

Once a pattern of the loss of cognitive abilities is established and verified by a psychiatrist, the “B” criteria of the listing can be established.  To satisfy the “B” criteria two of the following must be considered “marked:”

B. Resulting in at least two of the following:

1. Marked restriction of activities of daily living; or

2. Marked difficulties in maintaining social functioning; or

3. Marked difficulties in maintaining concentration, persistence, or pace; or

4. Repeated episodes of decompensation, each of extended duration;

If the TBI occurred more than 2 years prior to the application date, the following “C” criteria of the listing are usually considered:

C. Medically documented history of a chronic organic mental disorder of at least 2 years’ duration that has caused more than a minimal limitation of ability to do basic work activities, with symptoms or signs currently attenuated by medication or psychosocial support, and one of the following:

1. Repeated episodes of decompensation, each of extended duration; or

2. A residual disease process that has resulted in such marginal adjustment that even a minimal increase in mental demands or change in the environment would be predicted to cause the individual to decompensate; or

3. Current history of 1 or more years’ inability to function outside a highly supportive living arrangement, with an indication of continued need for such an arrangement.

A representation of these issues laid out in the mental health treatment records is necessary to establish validity.  For example, if the Claimant cannot be left alone, argues with people for no apparent reason, and/or has problems with memory of important issues (names of parents/family, etc), the support system needs to track these behaviors and communicate them with the psychiatrist at every appointment.

Fortunately for my Clients and their families discussed at the beginning of this article, their treating mental health professionals kept diligent notes and discussed, in great detail, the difficulty that their patient’s had on a day-to-day basis.  The Medical record provided the ALJ with adequate information to get that “whole picture” of the client and not depend on a 15 minute conversation at the hearing.  They were all successful in obtaining benefits.

This article is not meant to be used as a complete analysis of how to argue a TBI before an Administrative Law Judge as TBI’s can have multiple symptoms which can effect more than one body system and can also be accompanied by other psychological diagnoses such as PTSD, anxiety, and depression.  Those diagnoses are analyzed with different listings (12.04 and 12.06) which a psychologist also can address.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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What Does a Vocational Expert Do?

When you are filing a claim for Social Security Disability, you are alleging that you cannot work because of your health impairments. Not only do you have to prove that you have impairments that limit your functioning, but you also have to prove that you are so limited by those impairments that you cannot work any job in the national economy.

When you actually get in front of an Administrative Law Judge, part of your hearing will include testimony from a Vocational Expert. This is someone hired by Social Security as an independent contractor, and they will provide testimony only relating to your ability to work, and whether or not there are jobs in the economy that hypothetically you could do. Some claimants feel the Vocational Expert is on the side of the Law Judge, but they are a neutral party. In close cases, the Vocational Expert’s testimony can weigh heavily in favor of approval.

The Vocational Expert classifies your prior work to help the Law Judge understand how physically or mentally demanding your previous jobs were. They may also take into consideration any accommodations you received, or if your job varied from the typical description. For example, typically a job of a cashier may require sitting for most of the day, and lifting from 10-20 pounds, but they will adjust their information to the Law Judge if at the cashier job you performed, you were on your feet all day, it required walking for more than half the day, and you would regularly lift 50-100 pounds. This information, coupled with your testimony on your functional limitations, can help the Law Judge decide whether you are physically able to return to your prior work.

Sometimes the expert will present certain jobs that fit in with the criteria the Law Judge gives. These are usually examples of jobs, with estimates of how many of those jobs are available in the city, state, region, or nationally. They are not telling you to go out and get these jobs – they are used as an example. So it’s not necessarily harming your case if the expert presents different occupations available.

Your disability attorney can help you prepare for your hearing with a vocational expert by reviewing your past work with you, and how specifically you cannot do the jobs you used to hold. This will help the attorney pose specific questions to the expert to make your case stronger, and help convince the Law Judge that you are unable to work, and thus finding you disabled under Social Security’s rules.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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HIV and Related Illnesses: Could I qualify for Social Security Disability?

Human Immunodeficiency Virus (HIV) is a virus that weakens your immune system. HIV is a virus that your body cannot fight off. There are medications that fight HIV, but are unable to completely get rid of it. An individual living with HIV can experience a range of other impairments, which could be a disabling condition. These impairment could include, but not limited to: chronic fatigue syndrome, mental health impairments, and common opportunistic infections that may lead to serious complications. Besides the impairments listed above, HIV could cause inflammation throughout the body. This in turn could lead to heart disease, liver disease, and kidney disease. It can also affect your brain and your ability to think.

How is HIV monitored? By frequent testing. Doctors keep track of a person with HIV by his/her CD4 cell count and viral load. HIV invades CD4 cells and copies itself and over time the immune system weakens. Viral load is the amount HIV in the blood.

HIV and the impairments caused due to HIV may qualify a person to receive social security disability. At Hoglund, Chwialkowski & Mrozik, PLLC, we provide confidential help throughout the social security disability process. To help in your claim, Social Security will need your medical history, reports from your doctors regarding both your physical capabilities and mental abilities. Also, throughout the process, it is beneficial to follow your physician’s orders and medications prescribed.

Reference: www.treathivnow.com and www.cdc.gov/hiv

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Could you be eligible for Social Security Benefits if you are diagnosed with Autism?

If diagnosed with Autism, a disorder that has an impact on your social and communication skills, you may find that you are eligible for Social Security disability benefits. Like other claims, you must be able to show sufficient evidence to prove that you are in fact disabled and that the disability affects your ability to work. Now a days, people are diagnosed with autism as young as 3 years old. The process for diagnosing an adult with autism, though, doesn’t vary too much from diagnosing a child. They must exhibit symptoms that can be connected with impairments in the following areas: social interaction, communication, and repetitive behavior. Some examples of these include, but are not limited to: unusual gestures, lack of eye contact, difficulty interacting with peers (sharing toys, physical contact, etc.), or any repetitive gestures like rocking. Although these gestures and behaviors are symptoms of autism, they do not necessarily mean that you have autism.

Even if you or your child is diagnosed with autism, it does not guarantee that you will be eligible for benefits. Much like other disabilities, your disability must have significant severity to show that you are unable to work a job, or that your child struggles significantly more than their peers in school. Autism has a wide spectrum of symptoms that vary in severity. On the lower end of the spectrum is Asperger syndrome; this is the least severe in terms of symptoms and behavioral/social impairments. People with Aspergers usually exhibit difficulty with social interactions with their peers and on occasion have verbal communication difficulties that could be fixed with speech therapy. On the other end of the autistic spectrum you’ll find disorders like Rett syndrome, which is significantly more disabling than the lower end of the spectrum. Those diagnosed with Rett syndrome lose the ability to verbally communicate with others and have other severe symptoms.

In order to be found disabled and eligible for Social Security benefits, a doctor must find that the adult or child has impairments in their ability to socially interact, communicate, or that they are restricted in their abilities to perform certain activities/actions. Once the doctor has diagnosed this, they must find that these impairments create such severe limitations “in at least two of the following: communicative/cognitive functioning, social functioning, personal functioning, and/or sustaining concentration, persistence, or pace.” If you are unsure of whether or not you or your child falls under these requirements for autism, you can always look on the Social Security website under their listings of impairments at the following link:
https://www.socialsecurity.gov/disability/professionals/bluebook/AdultListings.htm

The following information presented in this blog article was derived from the following article:
https://www.disabilitysecrets.com/conditions-page-2-53.html

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Are You Eligible for Social Security Disability Benefits?

Have you found yourself questioning whether or not you are eligible for social security disability benefits?  There are a couple of things you can look at on your own to figure out whether you should apply for such benefits.  One of the biggest things to look at is how your disabling condition affects your working abilities.  If your condition is preventing you from working for a full year or it prevents you from making $1,040 per month you may want to consider applying for Supplemental Security Income (SSI).  On top of that, you should apply if you are struggling for over a year at work to perform simple everyday activities, such as walking or standing, due to your disability.  You may also want to look at your past experiences at work; look at how your work abilities have been affected by your disabling condition.  Are there things you could do before that you can no longer do now? If the answer to that question is yes, you could be eligible.  However, the Social Security Administration (SSA) will look into whether or not you have a capability of doing any other type of work.  For example, let’s say you have worked all your life at a job that requires you to stand. Recently, though, you suffer from a condition that prevents you from standing for long periods of time; the SSA will try to determine whether or not you could perform well at a job where you are sitting for most of the day.  If you are capable of doing different types of jobs you will not be found eligible for SSI.  However, if you are incapable of performing at your job and at other jobs with different types of work you could be found eligible.

Aside from looking at how your medical condition affects your abilities at work, you can look at a list of impairments provided by the SSA to determine if you are disabled and eligible for benefits.  The following link will bring you to a site that lists off the impairments that are thought of as so severe they prevent an individual from performing at work environments.  If your medical condition falls under any of these impairments, you may automatically be found eligible for social security benefits and SSI by the Social Security Administration.

These were just a few ways you can go about determining on your own whether or not you should apply for social security disability.  Keep in mind these are not for sure ways to determine whether or not you will receive SSI, but rather are just mere stepping stones in to determining whether you should apply or not.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Social Security and the Government Shutdown

As many already know, the government has been shut down for a couple of weeks now.  Many who receive Supplemental Security Income (SSI) payments, have hearings set up regarding receiving SSI, or are seeking to start the process have questioned how the shutdown impacts Social Security.  This shutdown has made an impact on Social Security, but the field offices will still remain open; however, even though the field offices are still operating, they can only provide citizens with limited services.  For example, if you already have a hearing date scheduled, your hearing will continue.  The hearing offices will remain open during the shutdown; and as far as SSI payments go, the shutdown has no impact on how much you receive or when you get your payments.  You will receive your SSI payments as you usually do, with the same amount you usually receive.

Found on the official Social Security Administration website (https://www.ssa.gov/shutdown/) here are the following services that will continue to be provided by the field offices throughout the government shutdown:

    • Help you apply for benefits
    • Assist you in requesting an appeal
    • Change your address or direct deposit information
    • Accept reports of death
    • Verify or change your citizenship status
    • Replace a lost or missing Social Security payment
    • Issue a critical payment
    • Change a representative payee
    • Process a change in your living arrangement or income (SSI recipients only)

 

Provided by the same website is a list of services they will not be able to provide during the shutdown:

    • Issue new or replacement Social Security cards
    • Replace your Medicare card
    • Issue a proof of income letter

 

As was mentioned above, the following information can be found at the official Social Security Administration (website link above).

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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What Happens at a Social Security Hearing? Chapter 5

[The following  are part of a series that explains what happens before, during, and after Social Security hearings from an experienced Social Security benefits attorney.  Client names and particular fact patterns are changed to protect confidentiality.]

Chapter 5

Bad News.

Friday, December 28, 2012.  9:30 a.m.

Denise sat on her family room couch.  It was a few days after Christmas.  Through the window over the TV, snow covered the backyard yard and framed the windows with sparkles of white.  She breathed in.  Christmas was nice, she thought.  The Christmas tree in the corner was dry.  Tree lights sparkled in the slant of the morning sun.

The phone rang.  It startled her.

“Hon, bad news.”  It was her husband.  He was calling from work.  Her heart beat fast.

“What?”  His voice quivered.  “Hold on.”  She turned off the TV.

“They’re layin’ a bunch of us guys off here.  They’re movin’ things out of Minnesota.  Said state taxes are too high.  Damn them greedy politicians.”

“What are we going to do?”  Denise was running through a list of credit card bills coming in January.

“Hon, we’ll get some severance.  A bunch of us guys are talkin’ about unemployment.  I’ll start goin’ to the library and lookin’ for jobs.”  Denise’s eyes stung and she started crying.

He heard her.  “Hon, we’ll get through this.  Don’t worry, babe.  I’ll be home in a little bit.  We’ll talk more.”

Denise hung up.  He was a good man.  This was too much.  She put her fingertips into her forehead.  She gagged on a series of short breaths and cried.

Over the rest of the day and into the evening, news of factory job losses spread sadness.  Outside, snowflakes fell quietly, absorbing the sounds from the small town, fanning outward past the broad, recumbent fields.

Denise and her husband spent the next few days at home.  New Years’ came and went.  Days became weeks.  Into the new year, late at night in bed, they discussed their most pressing money troubles.

One night in bed, Denise was suddenly scared.  She looked at her husband.  “If I don’t have medical insurance, how will I prove my Social Security case?”  They could pay for her medical care, but they had very little money.  She needed a plan.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Historic Low for Mortgage Rates

In the 40-year history of Freddie Mac’s Primary Mortgage Market Survey, interest rates on a 30-year fixed-rate loan is the lowest it has ever been.  Just in time for the holidays, the mortgage rate on a 30-year mortgage is now 3.94%.  Mortgage rates have been falling over the entire year, and since the beginning of the year, the rate has fallen .9%.  Frank Nothaft, Freddie’s chief economist notes the decrease in rates over the year results in a savings of $1,200 a year for a homeowner with a $200,000 mortgage.

These low rates are resulting in an increase in home sales, which is a good sign for the economy.  This past month saw the greatest new home sales since January.  Senior financial analyst at Bankrate.com, Greg McBride, contends that mortgage rates should remain low for much of 2012.  “For well-qualified buyers, interest rates should be no impediment to home buying in 2012,” said McBride.

Existing homeowners are taking advantage of these historic rates by refinancing their old loans into more affordable ones.  Nearly 80% of all mortgage applications last week came from existing homeowners.  McBride expects that lenders will ease up on borrowing requirements only slightly.  Some lenders are starting to require only a 720 credit score, where previously a 740 credit score was required for the best mortgage rates.  These baby steps will, however, help more people gain access to these historic rates.

 

Source:

Les Christie, Mortgage rates hit another record low, https://money.cnn.com/2011/12/22/real_estate/mortgage_rates/index.htm?iid=HP_LN (accessed 12/22/2011)

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Mixed Reviews in light of Social Security Administration’s Changes

Earlier in the year, the Social Security Administration in Baltimore decided to implement changes in the federal disability benefits program to reduce the straining backlog of applications.  The Social Security Administration implemented new medical examination policies, which Social Security Administration spokesman Mark Hinkle contends, “decisions are timelier… but this does not mean we are sacrificing quality for speed.”  However, some doctors have criticized some of the new policies.

New policies resulted in a vast increase in the number of people receiving benefits.  Doctors have been working harder and faster to meet the Social Security Administrations new standards.  The new policy resulted in a pay cut for doctors unless they were able to work faster to get through more cases.  Additionally doctors were required to stray farther from their areas of expertise.  As a result of the policy change, 45 of the 140 doctors working in the Baltimore offices either quit or were fired.

After implementation of the new procedures in Baltimore, eye doctors were assigned back-pain cases, dermatologists reviewed strokes, and gastroenterologists reviewed cases of deafness.  Although doctors receive extensive training in a broad range of cases, some of doctors have not examined certain medical issues in years.  As a result, Dr. Novin notes that some people who shouldn’t be getting benefits are getting it, and some people who should be getting it aren’t getting it.  Dr. Novan, the former chief of surgery at Baltimore’s Harbor Hospital contends that he was fired because he was pressured by a supervisor to change his medical opinion and award benefits when he did not believe the person was prevented from working.

The Social Security Administration previously has tried to improve the medical screening process; however, little success has resulted.  The Social Security Disability program certainly has not been an easy program to fix.  The agency is under extreme political pressure to reduce the backlog of cases, but at the same time, the changes in medical procedures is creating problems of its own.  Whatever, the final consensus is in Baltimore will surely affect the program in the rest of the country.  Many consider the Baltimore the flagship office of the Social Security Disability program.

Source:

Damian Paletta, Doctor Revolt Shakes Disability Program, https://online.wsj.com/article/SB10001424052970204621904577016221945984492.html (accessed11/22/2011)

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Nigh shift workers are at greater risk for Type 2 diabetes

In a two decade long study, 177,184 women between the ages of 42 and 67 were followed as part of the Nurse’s Health Study.  One of the remarkable findings of the study was the increased likelihood of developing type-2 diabetes as the result of periodic night shift work.  Nurses who worked periodic night shifts for three years or less were 20% more likely to develop type-2 diabetes than those who only worked days.   Those who worked periodic night shifts for at least 20 years were at even greater risk for developing type-2 diabetes at the rate of 60% more likely than those who only worked days.

Doctor Frank Hu, a professor of nutrition and epidemiology at the Harvard School of Public Health notes that although the increased risk is not huge, it is still substantial enough considering one-fifth of the workforce has some rotating night shift work.  The increased risk is not attributable solely to the hours you work but may result from the side affects that are associated with periodic night shift work.  Doctor Hu contends, “Irregular work hours tend to disrupt the body’s circadian rhythms (also known as the “body clock”), which play a critical role in maintaining healthy blood-sugar metabolism and energy balance.”  This internal clock influences our ability to metabolize certain foods at certain times.  Thus if you go on a late night raid of the refrigerator, the enzymes needed to turn high-fat foods into energy may not be alert enough to handle the barrage, and result in those calories ending up as fat rather than fuel.

David Earnest, Ph.D., states that, “In the past 25 years, we’ve focused a lot on lifestyle issues such as maintaining a healthy diet and avoiding a sedentary lifestyle. But regardless of whether you’re a shift worker or not, that may not be enough to avoid these health issues.”  The study is not conclusive as to how much night shift work affects the risk of type-2 diabetes, but there is considerable evidence that periodic night shift work shows some increased risk of type-2 diabetes.  There are a combination of factors at play including family history, diet, weight, smoking, and exercise.  Now periodic night shift work may be another factor to add to that list.

 

 

Source:

Amanda Gardner, Night shift work may raise diabetes risk, https://www.cnn.com/2011/12/06/health/night-shifts-diabetes-link/index.html?hpt=hp_t2 (accessed 12/8/2011)

Nigh shift workers are at greater risk for Type 2 diabetes

In a two decade long study, 177,184 women between the ages of 42 and 67 were followed as part of the Nurse’s Health Study.  One of the remarkable findings of the study was the increased likelihood of developing type-2 diabetes as the result of periodic night shift work.  Nurses who worked periodic night shifts for three years or less were 20% more likely to develop type-2 diabetes than those who only worked days.   Those who worked periodic night shifts for at least 20 years were at even greater risk for developing type-2 diabetes at the rate of 60% more likely than those who only worked days.

Doctor Frank Hu, a professor of nutrition and epidemiology at the Harvard School of Public Health notes that although the increased risk is not huge, it is still substantial enough considering one-fifth of the workforce has some rotating night shift work.  The increased risk is not attributable solely to the hours you work but may result from the side affects that are associated with periodic night shift work.  Doctor Hu contends, “Irregular work hours tend to disrupt the body’s circadian rhythms (also known as the “body clock”), which play a critical role in maintaining healthy blood-sugar metabolism and energy balance.”  This internal clock influences our ability to metabolize certain foods at certain times.  Thus if you go on a late night raid of the refrigerator, the enzymes needed to turn high-fat foods into energy may not be alert enough to handle the barrage, and result in those calories ending up as fat rather than fuel.

David Earnest, Ph.D., states that, “In the past 25 years, we’ve focused a lot on lifestyle issues such as maintaining a healthy diet and avoiding a sedentary lifestyle. But regardless of whether you’re a shift worker or not, that may not be enough to avoid these health issues.”  The study is not conclusive as to how much night shift work affects the risk of type-2 diabetes, but there is considerable evidence that periodic night shift work shows some increased risk of type-2 diabetes.  There are a combination of factors at play including family history, diet, weight, smoking, and exercise.  Now periodic night shift work may be another factor to add to that list.

 

 

Source:

Amanda Gardner, Night shift work may raise diabetes risk, https://www.cnn.com/2011/12/06/health/night-shifts-diabetes-link/index.html?hpt=hp_t2 (accessed 12/8/2011)

 

 

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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6 Questions to Ask before you Hire a Social Security Disability Lawyer

Roseville, MN.  Finding a good lawyer for your Social Security Disability and SSI claim can be difficult.  Promises on the Internet and TV ads are seemingly endless.  Finding a good lawyer, however, is important.  How can you do it?

I wrote a HoglundLaw blog last year about how to choose a lawyer for your Social Security claim.  Clarity is in order.  A good Social Security lawyer can correctly answer these 6 questions below correctly.  Before you hire a lawyer, print this out and ask these questions.  Can your potential Social Security Disability lawyer pass this test?

  1. Ask:  “Are you a licensed attorney?”  If you want representation from a lawyer who has gone to law school and can practice law, this will cut to the chase.  This is a yes or no question.
  2. Ask:  “How many hearings do you average a week?”  For most lawyers, an average of 2 or more Social Security hearings per week says a lot about their current experience and client base.
  3. Ask:  “Do you ever get into arguments with Social Security staff or judges?”  If your prospective lawyer brags about “scuffles” with Social Security, decide if he or she burns bridges.  If you smell smoke, get out!  You don’t want to be lugging around your lawyer’s baggage.  You want a persuasive lawyer.  Leave attack dogs at home.
  4. Ask:  “What do you argue other than medical evidence at Social Security hearings?”  Listen to the answer.  A good Social Security lawyer can explain how he or she will make you a real person for the judge at your hearing, not just a list of diagnoses.
  5. Ask:  “What is your win rate?”  This is a trick question.  Bad lawyers brag and induce you to hire them with a “success” rate.  Legal promises like this are unethical.  And there is another problem.  How do you think a lawyer gets a high win rate?  Cherry-picking.  Do you want to get dumped before your hearing to preserve the win rate?  A good lawyer, on the other hand, will candidly evaluate your case but not promise your result.  You want a lawyer who will stay the course.
  6. (I saved the best question for last.)  Ask:  “What do other local Social Security lawyers think about you?”  Then ask, “Can I call one that doesn’t work with you?”  A good lawyer will smile and hand you a card with a local name and a phone number.  A bad lawyer will try to explain his or her reputation.  If you might be talking with a bad lawyer, you might want to hire the new one on the card.  Good lawyers invite you to compare.

Find a good Social Security Disability lawyer.  If you have questions for our lawyers, call Hoglund Law Offices for a free consultation.

Andrew Kinney, Esq.

Attorney Andrew Kinney
Hoglund Lawyer Andrew Kinney

About the Author:  Attorney Andrew Kinney began practicing in the area of Social Security Disability Law in 1992.  He works at Hoglund Law Offices, a multi-state law firm listed in the top 100 largest law firms in Minnesota in 2010 by Lawyers Weekly.  He speaks locally and nationally, most recently on vocational expert cross-examination at a national conference in San Antonio.  He is currently a Chair of the Social Security Disability Law Section of the Minnesota State Bar Association.

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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Is the Social Security Disability Program Facing Insolvency?

Is the Social Security Disability Program Facing Insolvency?

Over the past few years, Social Security’s disability program has seen an increase in applications, largely due to the loss of almost 7 million jobs in the economy. Applications for Social Security generally increase when the economy is bad, because many disabled people lose their jobs and are unable to find work. In 2011, Social Security is expecting 3.3 million applicants for disability benefits. The number of applications has increased 50% in the last ten years. The increased number of applicants has added to Social Security’s backlog of cases, and many applicants wait at least two years before their case is decided.

New estimates predict that the Social Security disability trust fund will be depleted by 2017. This means the disability program will not be able to pay beneficiaries their full benefits in 2017, unless Congress takes action. Social Security trustees are recommending that Congress reallocate money from the Social Security retirement program to the disability program. However, diverting money from the retirement program would only be a short-term solution and would hurt the retirement program.

Congress will likely have to make improvements to the Social Security disability program. Lawmakers are particularly concerned about overpayments. In 2010, Social Security disability beneficiaries received $1.4 billion in overpayments. Most of these payments went to people who started working and should not have qualified for the payments. Under the debt reduction plan that became law in early August, Congress can increase Social Security’s budget by $4 billion over the next ten years. The increased budget will provide resources for Social Security to identify beneficiaries who no longer qualify for benefits. Congress is also concerned about the lengthy application process for legitimately disabled applicants.

Source:

Stephen Ohlemacher, Social Security Disability on Verge of Insolvency, https://m.apnews.mobi/ap/db_6776/contentdetail.htm?contentguid=pDMRHiaX (accessed August 23, 2011).

Written by Hoglund Law

The attorneys of Hoglund law are licensed in Minnesota, Wisconsin and Ohio. Hoglund, Chwialkowski & Mrozik, PLLC is based in Roseville, Minnesota. In addition to handling cases involving bankruptcy & social security, Hoglund, Chwialkowski & Mrozik, PLLC handles faulty drugs and toxic exposure.

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